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Resources

At Knows Insurance, we believe understanding your health insurance options is just as important as having coverage. Our Resources page is designed to educate, guide, and empower you so you can make confident decisions for your health, family, and business.

FAQs

Subsidies are based on your household income and size. We can review your situation and show you if you qualify to reduce your monthly premiums and out-of-pocket costs.
PPO: More flexibility to see any provider, including out-of-network.
HMO: Lower cost, but you must use in-network providers and need referrals.
POS: Hybrid of PPO and HMO features. We help you pick the network that fits your needs.
No. Under ACA law, all Minimum Essential Coverage (MEC) plans must cover preexisting conditions, so you’ll never be denied or charged more based on your medical history.
Usually, you can only enroll during open enrollment, unless you have a qualifying life event (e.g., marriage, birth of a child, or loss of coverage). We guide you through Special Enrollment if needed.
We compare coverage, costs, and provider networks, then match plans to your family’s specific healthcare needs and budget — so you can feel confident in your choice.
Small businesses can offer group health insurance plans, Health Reimbursement Arrangements (HRAs), or even Health Savings Accounts (HSAs) alongside coverage. We help you find the most cost-effective solution that meets employee needs.
We evaluate plan options, compare premiums, deductibles, and benefits, and show you which plans provide the best value without sacrificing coverage.
We provide education and enrollment support so your employees know what plans cover, how networks work, and what out-of-pocket costs to expect. Clear guidance reduces confusion and improves satisfaction.
Yes. We can help you bundle health, dental, vision, and even disability or life coverage to create a complete protection plan for individuals, families, or businesses.
Absolutely. We stay with you throughout the year to answer questions, help with claims, and adjust coverage if your life or business changes.
We simplify comparisons by highlighting key factors like monthly premiums, deductibles, network size, and out-of-pocket costs, so you can see the differences clearly and make an informed choice.
Yes. We provide access to full policy documents and plan summaries so you understand exactly what you’re enrolling in, giving you peace of mind.